Diamond × Insurance
Diamond appraisal for insurance.
Your insurance premiums are based on our estimated values.
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Diamond
Insurance
Diamond appraisal for insurance
What we examine for your diamond, and how we document it for insurance.
Why an insurance appraisal?
Your insurance premiums are based on our estimated values.
Our values reflect competitive and realistic replacement costs so your premiums are not inflated.
Still provides easy settlement in the unlikely event of a loss.
Loose diamond appraisal
We identify, grade, measure, and weigh the stone.
We scan your stone on our advanced proportion scanner for light performance analysis.
Having your stone loose enables us to give you the most accurate carat weight & opinion of color, cut and clarity.
In-setting diamond appraisal
We can identify, grade and measure the stone.
Weight and certain determinations will be based on measurements and calculated assumptions.
We dig into how the stone is cut and how that affects light performance.
The appraisal report will include
Explanation of the definition of value.
Instructions for the appropriate use of the appraisal document.
Details of weight, shape, cut, color, clarity.
Internal characteristics of the diamond are diagrammed.
Cut/proportion analysis report.
Light performance report (loose diamonds).
Enlarged digital color photos of the diamond (ring).
Photomicrographs if needed for insurance claims.
The grading systems used.
CV & David Wolf, Retired MGA® GG, signature.
Protect what you value
with an independent appraisal.
For insurance, estates, heirlooms, and fine jewelry, we provide appraisals you can rely on.